Plan around your landscaping business
Start with your business age and work history. Show income from busy months and slower seasons. List the material and debris jobs the truck will handle.
Lenders review new businesses carefully. They may also review your credit and cash flow.
Prepare your work and equipment plan
Gather material contracts, customer invoices and job records. List your equipment mix, such as a loader, trailer and crew tools. Plan for a down payment, insurance and repairs.
Check driver license rules for the truck class and setup. A CDL may be needed. It is only one part of planning the truck purchase.
How we help
We help you shop your deal to lenders. Lenders decide terms. Low or no-down options may be available for qualified buyers, depending on the lender.
Common questions
Can a new business finance a dump truck?
Some lenders work with startups, but many prefer time in business. Your experience, credit, and any hauling contracts matter. All financing subject to lender approval.
Will I need a down payment?
Low or no-down options may be available for qualified buyers, depending on the lender.
Does a CDL help?
A CDL and clean driving record show lenders you can run the truck safely. Many lenders ask about them.
How long does a review take?
Lenders decide how fast they review a file.
Dump Truck Capital is a financing broker, not a lender. We help you shop your deal to lenders. Lenders decide terms. All financing subject to lender approval.